Thank you for taking the time to read the second edition of Smart Technology Solution Limited's quarterly newsletter, Smartlink.

The ancient Chinese had a saying "May you live in interesting times" and there is no doubt the payments industry is living in interesting times. The past month has seen the European finance ministers agree to make payments faster and easier across the 27-nation bloc which should see support for the roll-out of SEPA. In summer 2007 we see the start of a pilot for contactless payments in London and in October 2007 the start of Canada's first EMV pilot in the Kitchener-Waterloo region south of Toronto. These events provide the impetus for further development in the payments industry and you will see STS continue to play a role in being at the forefront of payments software.

This month we see the launch of EmvelinkMobile, the first true software EMV based kernel designed specifically for the handheld terminal sector and already in use in one major retailer with partners Fujitsu. EmvelinkMobile will also soon see support for the newest handheld terminal, the Canon KT-1.

We take the opportunity to look at a non-retail roll-out of STS' software, this time in the government sector with partners Capita, as well as a traditional retail customer, Hotel Chocolat, from long-time STS partners YESpay. YESpay have been moving from strength to strength with their EMBOSS Bureau Service.

And finally we deliver Ollie's quarterly view of the payments industry with a look at the up-coming delivery of contactless solutions.

Kind Regards



CEO, Smart Technology Solutions Limited

    
1. Product release - EmvelinkMobile
2. Partner Focus - Capita
3. Product Spotlight - The Canon KT-1 Mobile Point of Sale
4. Customer Spotlight - Hotel Chocolat
5. Ollie's World - Tales from the platform - an informal look at contactless payments



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STS is proud to announce the release of its new EMV Level 2 kernel, EmvelinkMobile. Designed specifically for Windows CE devices, EmvelinkMobile is the world's first EMV Level 2 kernel supporting multiple handheld terminals.

  
 

STS announces that it has provided Capita Software Services' range of managed services with a flexible, easily integrated platform to cater for emerging and future smart card and payment applications.

  
 

STS announces that, on behalf of Canon's strategic partner, ECR Retail Systems, it has developed the software to provide chip & PIN functionality for the Canon KT-1 Mobile Point of Sale terminal.

  
 

YESpay International Limited has seen continued success with it's EMBOSS bureau service with recent customer acquisitions including Jollyes and Hotel Chocolat. YESpay's EMBOSS, providing a pre-accredited, PCI certified solution, has utilised STS' award-winning Emvelink since 2004.

  
 

It seems that contactless is the word of the week in the payments industry, everyone is talking about it, but no one is quite sure what they are going to do about it, I guess everyone is waiting to see who jumps first...