Management Team
Steve Turner - founder and CEO
Steve Turner is widely known in the payments industry as "Mr Chip and PIN". Steve has worked in the payments industry since 1991 and founded Smart Technology Solutions Limited (STS) in 1997 to pioneer the implementation of EMV card payment systems in cross-platform Java software. He believed this would speed up the roll-out of Chip and PIN worldwide and, having developed STS' flagship product Emvelink, it was very gratifying for STS to receive Visa's EU and CEMEA Chip Vendor of the Year Award in 2002 in direct recognition of that potential. Steve has worked closely with the banks and standards bodies such as EMVCo, pioneering the process for simplifying the approval of software based components.
With the success of SmartNS and Emvelink throughout the UK and rolling out worldwide, Steve now leads STS in taking card payments into the cloud with the concept of G8way as a thin client application for true global payments.
Steve graduated from Cambridge University with an MA in Electrical Sciences and went on from there to work for MEL, a military division of Philips Electronics for a number of years before joining the Logic Group. He is both a Chartered Engineer (C Eng) and a Member of the Institution of Engineering and Technology (MIET).
Tim Cheung, VP Product Development
Tim Cheung spearheads product innovation at STS, not only as VP Product Development, but also as its Principal Consultant. With an extensive knowledge of EMV and global payments, Tim is the driving force behind STS' revolutionary G8way product.
Responsible for the development, support and PCI compliance of all STS products, Tim is passionate about providing cutting edge payment solutions that drive global business forward.
Tim graduated from Oxford University, completing his BA in computation. Before joining STS in January 2008, Tim worked extensively in Space and Defence, developing safety-critical systems for the MoD.
Luke Fuller, VP Business Development
Luke Fuller joined STS in 2010 to continue a career devoted to card payments. Luke has been in the industry for over 10 years and brings a broad base of experience serving in operations, engineering, PCI compliance, product management and business development roles.
Responsible for STS customers across the globe, Luke strives to develop strategic partnerships with banks, telecommunication providers and POS vendors in order to bring STS' progressive payment solutions to the world.
Luke graduated with a Bachelor of Information Technology from Australia's Charles Sturt University and focused on local payment projects, before moving to a UK and global focus with Quest Payment Systems in 2007.